Solana utility token Spectral Protocol is a Solana utility token tied to a privacy-focused onchain neobank. Spectral Protocol (SPECTRAL) is a utility token on Solana. It supports authorization-based private payments rather than functioning as a standalone meme or governance asset. The project emphasizes zero-knowledge credentials and shielded liquidity for compliant transactions. Privacy mechanics It enables spending via permission proofs instead of public ownership. Users authenticate with zero-knowledge credentials that prove spending permission without exposing balances or addresses. Shielded pools keep onchain activity invisible to public explorers. Relayer execution handles transactions while maintaining privacy as the core design. Launch and origin It launched recently on Pump.fun with an active project site and account. Spectral Protocol appeared on Pump.fun in early October 2026. The associated project maintains spectral.money and the @SpectralPay account, which describe v0.1.0 as live on Solana mainnet. Development focuses on turning privacy into daily onchain banking infrastructure.

AI-written summary, not the project's own copy